health insurance spain
EU Insurance offers several Private Health Plans to suit any budget. From health insurance cover limited to Spain or to the whole of Europe or Worldwide. Health insurance cover also extends to include pre-existing conditions with one provider (subject to an underwriting questionnaire). So whatever your health insurance Spain needs contact us today.
AXA Winterthur
AXA offer 2 levels of health insurance cover, the Optima and the Optima Plus. AXA Health Insurance provides you the very best services for your health offering 24-hour medical care.
The Optima Plan covers Spain through their network of practitioners. The Optima Plus offers the same cover as the Optima but also allows you to seek medical advice outside the network with reimbursement of up to 80% (worldwide) and 90% in Spain.
Benefits
- No excesses to pay with AXA, what you pay is all you pay.
- All in and out patient treatment covered with consultants fees paid in full, covers general medicine, doctors, hospitalization, operations, tests etc.
- Coverage all over Spain with direct billing
- Covers annual routine medical checks for men and women (i.e. prostrate and smear tests and mammograms etc) free of charge.
- Access to medical examination each year after the age of 40 years (every 2 years under 40 years).
- AXA are one of the only health providers to offer cover if a member is involved in a car accident.
- No Claims Bonus reduces annual premium if no claims
- Second medical opinion
- Quick processing of appointments,diagnostic tests and hospitalisation
- Private rooms, personalised treatment
- Emergency care throughout Spain
- International care when travelling up to 15000 euros p.a.
- Ambulance service
- Lifelong cover, regardless of your age
- Inclusion in your policy of your newborn child without restrictions
- Access to tests and procedures with the most advanced technology
- Important discounts:: Non-smoker discount, up to 7%
- Up to 10% -20% for number of insured
- Refractive surgery, up to 50% discount
- Optician’s shops, up to 25%
- First-rate medical centres and professionals
- Second medical opinion
- Diagnosis of sterility
- PET Scans
- Dental cover including fillings (optional)
- Protection in the event of unemployment or temporary incapacity
OPTIMA PLUS
Includes all the covers provided by Optima Health,with free choice of medical centres and professionals throughout the world and important additional services:
- Refractive surgery
- Fertility study and in vitro fertilisation
- Maintenance for companion in all kinds of admissions
- Complementary medicine through reimbursement: acupuncture, homeopathy,
- osteopathy and chiropractics
- Discounts for alternative services
- New medical technologies for the performance of medical tests: CAT – DMD
- scans, Three-dimensional ULTRASOUND imaging (through reimbursement of
- expenses).
